NativeSwap - Cross-Chain Crypto Swaps at the Lowest Fees | NativeSwap

Convert Tether (USDT) to USD Coin (USDC)

1 USDT equals about 0.998442 USDC. Swap Tether to USD Coin natively across chains with live rates and low fees.

Last updated: Aug 11, 2026, 10:09 AM UTC

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Swap USDT on NativeSwap
Non-custodial swapLive market ratesLow ~10-15 bps fee
1 USDT =
0.998442 USDC
USDT price
$1
USDC price
$1

How to convert Tether to USD Coin

  1. 1

    Enter an amount

    Type how much Tether you want to swap. The estimated USD Coin you receive updates instantly.

  2. 2

    Open the swap

    Tap "Swap on NativeSwap" to carry your pair and amount straight into the app.

  3. 3

    Connect and confirm

    Connect your wallet, review the route, and confirm. Your USD Coin arrives at your address.

Why swap USDT on NativeSwap

Settlement

Timing follows each chain's confirmations. You see an estimate first.

Self-custody

Your keys, your crypto. We never hold your funds.

No bridges

Native cross-chain routing, no wrapped tokens.

Low fees

A clear ~10-15 bps fee, shown before you confirm.

How the USDT to USDC route works

By default both sides of this pair settle on Ethereum, so this route does not cross networks. You still pay Ethereum network gas to move the funds, plus the service fee.

You send
this route uses USDT on Ethereum. You sign the transaction on Ethereum, so that network's gas fee applies.
You receive
this route uses USDC on Ethereum. USD Coin arrives at an address you control on Ethereum.

Tether and USD Coin both settle on Ethereum by default. Assets issued on more than one network can be routed on a different chain. You pay network gas on Ethereum plus a service fee of roughly 10-15 basis points; swaps under $10 have no service fee. Settlement time depends on how quickly each network confirms, and an estimate is shown before you confirm.

USDT to USDC - frequently asked questions

How much USDC do I get for 1 USDT?

At current market rates, 1 USDT converts to about 0.998442 USDC. The rate moves with the market, so check the live figure above before you swap.

How much USDT do I get for 1 USDC?

Going the other way, 1 USDC is roughly 1.001561 USDT. Use the calculator above for any amount.

What is 1 USDT worth in USD?

1 USDT is currently about $1 USD. Prices refresh regularly to track the market.

Is the USDT to USDC swap non-custodial?

Yes. NativeSwap is an interface only. Your Tether moves from your wallet to the decentralized protocol you pick, then your USD Coin lands at your address. We never hold the funds.

Popular cross-chain conversions

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Moving stablecoins across chains

NativeSwap moves USDC and USDT between blockchains without a centralized bridge. Pick the source and destination chain in the app, and your stablecoins settle natively on the other side with minimal slippage.