Convert USD Coin (USDC) to XRP (XRP)
1 USDC equals about 0.994515 XRP. Swap USD Coin to XRP natively across chains with live rates and low fees.
Last updated: Aug 11, 2026, 10:09 AM UTC
How to convert USD Coin to XRP
- 1
Enter an amount
Type how much USD Coin you want to swap. The estimated XRP you receive updates instantly.
- 2
Open the swap
Tap "Swap on NativeSwap" to carry your pair and amount straight into the app.
- 3
Connect and confirm
Connect your wallet, review the route, and confirm. Your XRP arrives at your address.
Why swap USDC on NativeSwap
Settlement
Timing follows each chain's confirmations. You see an estimate first.
Self-custody
Your keys, your crypto. We never hold your funds.
No bridges
Native cross-chain routing, no wrapped tokens.
Low fees
A clear ~10-15 bps fee, shown before you confirm.
How the USDC to XRP route works
This route spans two networks: USDC leaves your wallet on Ethereum and XRP settles on the XRP Ledger. NativeSwap routes it natively, so no centralized bridge sits in the middle and you do not receive a wrapped token.
- You send
- this route uses USDC on Ethereum. You sign the transaction on Ethereum, so that network's gas fee applies.
- You receive
- XRP is the native coin of the XRP Ledger. XRP arrives at an address you control on the XRP Ledger.
USD Coin settles on Ethereum; XRP settles on the XRP Ledger. Assets issued on more than one network can be routed on a different chain. You pay network gas on Ethereum plus a service fee of roughly 10-15 basis points; swaps under $10 have no service fee. Settlement time depends on how quickly each network confirms, and an estimate is shown before you confirm.
USDC to XRP - frequently asked questions
How much XRP do I get for 1 USDC?
At current market rates, 1 USDC converts to about 0.994515 XRP. The rate moves with the market, so check the live figure above before you swap.
How much USDC do I get for 1 XRP?
Going the other way, 1 XRP is roughly 1.005516 USDC. Use the calculator above for any amount.
What is 1 USDC worth in USD?
1 USDC is currently about $1 USD. Prices refresh regularly to track the market.
Is the USDC to XRP swap non-custodial?
Yes. NativeSwap is an interface only. Your USD Coin moves from your wallet to the decentralized protocol you pick, then your XRP lands at your address. We never hold the funds.
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Moving stablecoins across chains
NativeSwap moves USDC and USDT between blockchains without a centralized bridge. Pick the source and destination chain in the app, and your stablecoins settle natively on the other side with minimal slippage.