Convert XRP (XRP) to Tether (USDT)
1 XRP equals about 1.007085 USDT. Swap XRP to Tether natively across chains with live rates and low fees.
Last updated: Aug 11, 2026, 10:09 AM UTC
How to convert XRP to Tether
- 1
Enter an amount
Type how much XRP you want to swap. The estimated Tether you receive updates instantly.
- 2
Open the swap
Tap "Swap on NativeSwap" to carry your pair and amount straight into the app.
- 3
Connect and confirm
Connect your wallet, review the route, and confirm. Your Tether arrives at your address.
Why swap XRP on NativeSwap
Settlement
Timing follows each chain's confirmations. You see an estimate first.
Self-custody
Your keys, your crypto. We never hold your funds.
No bridges
Native cross-chain routing, no wrapped tokens.
Low fees
A clear ~10-15 bps fee, shown before you confirm.
How the XRP to USDT route works
This route spans two networks: XRP leaves your wallet on the XRP Ledger and USDT settles on Ethereum. NativeSwap routes it natively, so no centralized bridge sits in the middle and you do not receive a wrapped token.
- You send
- XRP is the native coin of the XRP Ledger. You sign the transaction on the XRP Ledger, so that network's gas fee applies.
- You receive
- this route uses USDT on Ethereum. Tether arrives at an address you control on Ethereum.
XRP settles on the XRP Ledger; Tether settles on Ethereum. Assets issued on more than one network can be routed on a different chain. You pay network gas on the XRP Ledger plus a service fee of roughly 10-15 basis points; swaps under $10 have no service fee. Settlement time depends on how quickly each network confirms, and an estimate is shown before you confirm.
XRP to USDT - frequently asked questions
How much USDT do I get for 1 XRP?
At current market rates, 1 XRP converts to about 1.007085 USDT. The rate moves with the market, so check the live figure above before you swap.
How much XRP do I get for 1 USDT?
Going the other way, 1 USDT is roughly 0.992965 XRP. Use the calculator above for any amount.
What is 1 XRP worth in USD?
1 XRP is currently about $1.01 USD. Prices refresh regularly to track the market.
Is the XRP to USDT swap non-custodial?
Yes. NativeSwap is an interface only. Your XRP moves from your wallet to the decentralized protocol you pick, then your Tether lands at your address. We never hold the funds.
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Moving stablecoins across chains
NativeSwap moves USDC and USDT between blockchains without a centralized bridge. Pick the source and destination chain in the app, and your stablecoins settle natively on the other side with minimal slippage.