NativeSwap - Cross-Chain Crypto Swaps at the Lowest Fees | NativeSwap

Convert XRP (XRP) to USD Coin (USDC)

1 XRP equals about 1.134762 USDC. Swap XRP to USD Coin natively across chains with live rates and low fees.

Last updated: Jun 8, 2026, 05:35 AM UTC

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Swap XRP on NativeSwap
Non-custodial swapLive market ratesLow ~10-15 bps fee
1 XRP =
1.134762 USDC
XRP price
$1.14
USDC price
$1

How to convert XRP to USD Coin

  1. 1

    Enter an amount

    Type how much XRP you want to swap. The estimated USD Coin you receive updates instantly.

  2. 2

    Open the swap

    Tap "Swap on NativeSwap" to carry your pair and amount straight into the app.

  3. 3

    Connect and confirm

    Connect your wallet, review the route, and confirm. Your USD Coin arrives at your address.

Why swap XRP on NativeSwap

Fast settlement

Swaps complete in minutes once confirmed on-chain.

Self-custody

Your keys, your crypto. We never hold your funds.

No bridges

Native cross-chain routing, no wrapped tokens.

Low fees

A clear ~10-15 bps fee, shown before you confirm.

XRP to USDC - frequently asked questions

How much USDC do I get for 1 XRP?

At current market rates, 1 XRP converts to about 1.134762 USDC. The rate moves with the market, so check the live figure above before you swap.

How much XRP do I get for 1 USDC?

Going the other way, 1 USDC is roughly 0.881242 XRP. Use the calculator above for any amount.

What is 1 XRP worth in USD?

1 XRP is currently about $1.14 USD. Prices refresh regularly to track the market.

Is the XRP to USDC swap non-custodial?

Yes. NativeSwap is an interface only. Your XRP moves from your wallet to the decentralized protocol you pick, then your USD Coin lands at your address. We never hold the funds.

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Moving stablecoins across chains

NativeSwap moves USDC and USDT between blockchains without a centralized bridge. Pick the source and destination chain in the app, and your stablecoins settle natively on the other side with minimal slippage.